To qualify for an auto loan, you must:

1. Have a verifiable name, date of birth and social security number;

2. Be a Permanent Resident;

3. Have a credit score of 580; 

4. Have a U.S. street address;

5. Be a resident of Missouri or Illinois;

6. Be at least 18 years old;

7. Have a valid email account; 

8. Have a job or job offer you’ve accepted and will start within six months or another

verifiable source of regular income that you do not expect to terminate within three months of the application date;

9. Have a personal banking account at a U.S. financial institution with a routing transit number; and 

10. Meet our minimum credit requirements. 

See article for car and auto loan eligibility requirements.